{"id":21,"date":"2025-06-23T16:06:35","date_gmt":"2025-06-23T20:06:35","guid":{"rendered":"http:\/\/johnroyo.com\/?page_id=21"},"modified":"2025-06-23T16:06:35","modified_gmt":"2025-06-23T20:06:35","slug":"business","status":"publish","type":"page","link":"https:\/\/johnroyo.com\/index.php\/business\/","title":{"rendered":"Business"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8vw||||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; template_type=&#8221;section&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;5138c454-be54-4233-bd3b-f8e6a8747976&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Strategic Financial Solutions for Business Growth&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;f0c675ea-2574-4d0e-b725-30f8550a8550&#8243; title_text_color=&#8221;gcid-primary-color&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22title_text_color%22%93}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Empowering Business Owners with Tailored Financial Strategies&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;ddeb8c09-9078-4424-bc15-2efb6572e28e&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;2c55a9c4-feed-423b-9edb-ae0b5b365cac&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Unlock the potential of your business with expert financial guidance. Our team specializes in crafting personalized solutions that align with your unique goals and challenges.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_button button_text=&#8221;Discover Our Approach&#8221; button_alignment=&#8221;right&#8221; button_alignment_tablet=&#8221;left&#8221; button_alignment_phone=&#8221;left&#8221; button_alignment_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;1bffc0fc-42a0-49d1-bd9a-ae3ade2d7206&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;048d8e79-b07f-439b-bd57-f41c14f0a56b&#8221; background_color=&#8221;gcid-primary-color&#8221; 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hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;John Royo&#8221; position=&#8221;Lead Financial Strategist&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;29ecc1d9-a705-40fa-b3f8-5c9482cd47fc&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-36fd78a7-34bc-404d-873c-dafa34efaae5%22:%91%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22%93,%22gcid-7cadd8b3-5228-48e4-90c4-212d09232f7b%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-79b39b81-644f-4ab7-865f-b460373c4fde%22:%91%22position_text_color%22%93}&#8221;]<\/p>\n<p>With extensive experience in financial planning, John leads the team in delivering innovative solutions tailored to each client&#8217;s needs.<\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; 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hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-36fd78a7-34bc-404d-873c-dafa34efaae5%22:%91%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22%93,%22gcid-7cadd8b3-5228-48e4-90c4-212d09232f7b%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-79b39b81-644f-4ab7-865f-b460373c4fde%22:%91%22position_text_color%22%93}&#8221;]<\/p>\n<p>Sarah excels in developing advanced tax strategies that help businesses optimize their financial performance.<\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;5138c454-be54-4233-bd3b-f8e6a8747976&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; 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title_text=&#8221;new-portrait-3-800&#215;800&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;6ed8fd5c-62c5-4100-98c3-7b8b6d2c2ee6&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.2&#8243; _module_preset=&#8221;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;Emily Davis&#8221; position=&#8221;Buy-Sell Agreement Advisor&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;29ecc1d9-a705-40fa-b3f8-5c9482cd47fc&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-36fd78a7-34bc-404d-873c-dafa34efaae5%22:%91%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22%93,%22gcid-7cadd8b3-5228-48e4-90c4-212d09232f7b%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-79b39b81-644f-4ab7-865f-b460373c4fde%22:%91%22position_text_color%22%93}&#8221;]<\/p>\n<p>Emily specializes in structuring buy-sell agreements that safeguard business continuity and owner interests.<\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; 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locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-36fd78a7-34bc-404d-873c-dafa34efaae5%22:%91%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22,%22icon_color%22%93,%22gcid-7cadd8b3-5228-48e4-90c4-212d09232f7b%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-79b39b81-644f-4ab7-865f-b460373c4fde%22:%91%22position_text_color%22%93}&#8221;]<\/p>\n<p>Lisa is dedicated to fostering strong client relationships and ensuring exceptional service delivery.<\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Testimonials&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; template_type=&#8221;section&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; 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hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf10d;||fa||900&#8243; icon_color=&#8221;gcid-secondary-color&#8221; align=&#8221;center&#8221; module_class=&#8221;ai_ignore_font_icon&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;c2c23269-d09e-4bca-9247-65cd5ecf15a9&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22icon_color%22%93}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;2c55a9c4-feed-423b-9edb-ae0b5b365cac&#8221; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]&#8221;John&#8217;s expertise in tax strategies and bonus packages has significantly improved our financial planning. His personalized approach is unmatched.&#8221;[\/et_pb_text][et_pb_heading title=&#8221;Emily Thompson, CEO of Tech Innovators&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;a3805066-8711-43c7-9f62-5782da0e9f7a&#8221; title_text_align=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf10d;||fa||900&#8243; icon_color=&#8221;gcid-secondary-color&#8221; align=&#8221;center&#8221; module_class=&#8221;ai_ignore_font_icon&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;c2c23269-d09e-4bca-9247-65cd5ecf15a9&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22icon_color%22%93,%22gcid-f2943306-fa6c-45f0-b632-5fc00151366a%22:%91%22icon_color%22%93}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;2c55a9c4-feed-423b-9edb-ae0b5b365cac&#8221; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]&#8221;Thanks to John&#8217;s guidance, our company now enjoys seamless buy-sell agreements. His team at MassMutual truly understands our needs.&#8221;[\/et_pb_text][et_pb_heading title=&#8221;Michael Lee, Founder of Green Solutions&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;a3805066-8711-43c7-9f62-5782da0e9f7a&#8221; title_text_align=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf10d;||fa||900&#8243; icon_color=&#8221;gcid-secondary-color&#8221; align=&#8221;center&#8221; module_class=&#8221;ai_ignore_font_icon&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;c2c23269-d09e-4bca-9247-65cd5ecf15a9&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22icon_color%22%93,%22gcid-f2943306-fa6c-45f0-b632-5fc00151366a%22:%91%22icon_color%22%93}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;2c55a9c4-feed-423b-9edb-ae0b5b365cac&#8221; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]&#8221;The group whole life insurance John provided is a game-changer for our employees. It&#8217;s portable and offers great tax benefits.&#8221;[\/et_pb_text][et_pb_heading title=&#8221;Sarah Johnson, HR Director at Future Enterprises&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;a3805066-8711-43c7-9f62-5782da0e9f7a&#8221; title_text_align=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Features&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; template_type=&#8221;section&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;5138c454-be54-4233-bd3b-f8e6a8747976&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; 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